Payment Terms Generator

Answer 3 questions. Get ready-to-paste payment terms text for your invoice footer.

Copy this into your invoice

      
    

This runs inside BusinessOS too — and much more.

Full invoicing, encrypted data, offline mode, WhatsApp send, voice-to-invoice. Free during limited early access.

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Common questions

Does putting late-fee terms on the invoice make them enforceable?

In most jurisdictions yes — if they are visible before the customer accepts the work. The safest place is on the quote or contract, then repeated on the invoice.

Can I add interest even if the customer never agreed?

Usually no — courts require prior notice. That's why the terms line matters. Once it's on your invoice, future work counts as accepted.

Should I offer early-payment discounts?

Common in B2B — '2/10 Net 30' means 2% off if paid in 10 days, otherwise due in 30. Effective for slow-paying enterprise clients.

Embed this tool on your site

Free to embed on any blog, agency site, or SaaS. Attribution included. Copy-paste the code below.

<iframe src="https://businessos.biz/embed/invoice-payment-terms-generator/" width="100%" height="420" frameborder="0" style="border:1px solid #2a4147;border-radius:12px;max-width:520px;" title="Payment Terms Generator by BusinessOS"></iframe>