Free Invoicing & Accounting Software for Pakistan

BusinessOS is a free invoicing platform for Pakistani freelancers, small business owners, and startups. Sales tax handling, PKR currency, WhatsApp-first invoice delivery, and encrypted end-to-end. Free during limited early access.

Pakistani tax compliance features

• Configurable sales tax rates (17% standard, provincial variations)
• NTN and STRN fields for buyer and seller
• PKR (₨) currency formatting
• Provincial sales tax handling (Sindh, Punjab, KPK, Balochistan)
• Tax invoice format meeting FBR requirements
• WhatsApp send — critical for Pakistan market
• Multi-currency for freelancers billing international clients in USD

Cities and regions served

BusinessOS works everywhere with an internet connection to sign up — and fully offline after that. Currency, tax, and language settings adapt to your location. Popular cities:

• Karachi, Sindh
• Lahore, Punjab
• Islamabad
• Rawalpindi, Punjab
• Faisalabad, Punjab
• Multan, Punjab
• Peshawar, KPK
• Quetta, Balochistan
• Hyderabad, Sindh
• Sialkot, Punjab
• Gujranwala, Punjab
• Bahawalpur, Punjab
• Sargodha, Punjab
• Sukkur, Sindh
• Larkana, Sindh

Built for these businesses

• Freelance developers and IT consultants
• Digital agencies and content creators
• E-commerce sellers (Daraz, local marketplaces)
• Wholesale traders and importers
• Retail shops and boutiques
• Restaurants and food businesses
• Educators and coaching centers
• Real estate agents
• Solo legal and medical practices
• Textile and garment businesses

Complete feature set

• Unlimited invoices and quotations
• One-click quote-to-invoice conversion
• Expense tracking with receipts
• Customer CRM with pipeline and trust scoring
• Product and inventory management
• Cash flow forecasting and tax set-aside
• P&L, balance sheet, and tax reports
• Multi-currency with automatic conversion
• Voice invoicing (English + Arabic)
• One-tap WhatsApp send on every invoice
• PDF export with your branding
• Zero-knowledge encryption
• Works fully offline
• Installs as a native app on any device

Privacy first

BusinessOS stores your data with zero-knowledge encryption. Everything is encrypted on your device with AES-GCM using a key derived from your password. If our servers are ever breached, an attacker only gets encrypted noise — not your revenue figures, customer list, or bank details.