Free Invoicing & Accounting Software for Canada

BusinessOS is a free invoicing platform for Canadian freelancers, self-employed workers, and small businesses. GST/HST/PST handling, CAD currency formatting, and encrypted on-device storage. Free during limited early access.

Canadian tax compliance features

• GST (5%), HST (13-15% depending on province), and PST handling
• Province-specific tax rate presets
• CAD currency formatting
• Business Number (BN) field
• Expense tracking for self-employed T2125 preparation
• Income statement ready for accountant review
• CSV export for tools like QuickBooks Canada or FreshBooks

Cities and regions served

BusinessOS works everywhere with an internet connection to sign up — and fully offline after that. Currency, tax, and language settings adapt to your location. Popular cities:

• Toronto, ON
• Montreal, QC
• Vancouver, BC
• Calgary, AB
• Ottawa, ON
• Edmonton, AB
• Winnipeg, MB
• Quebec City, QC
• Hamilton, ON
• Kitchener, ON
• Halifax, NS
• Victoria, BC
• London, ON
• Saskatoon, SK
• Regina, SK

Built for these businesses

• Freelance professionals and consultants
• Self-employed contractors
• Creative and marketing agencies
• E-commerce sellers
• Restaurants and food service
• Retail and boutique shops
• Trades and construction
• Real estate agents
• Coaches and independent therapists
• Solo legal and medical practices

Complete feature set

• Unlimited invoices and quotations
• One-click quote-to-invoice conversion
• Expense tracking with receipts
• Customer CRM with pipeline and trust scoring
• Product and inventory management
• Cash flow forecasting and tax set-aside
• P&L, balance sheet, and tax reports
• Multi-currency with automatic conversion
• Voice invoicing (English + Arabic)
• One-tap WhatsApp send on every invoice
• PDF export with your branding
• Zero-knowledge encryption
• Works fully offline
• Installs as a native app on any device

Privacy first

BusinessOS stores your data with zero-knowledge encryption. Everything is encrypted on your device with AES-GCM using a key derived from your password. If our servers are ever breached, an attacker only gets encrypted noise — not your revenue figures, customer list, or bank details.